LANSING, Mich. (AP) - State regulators have approved a 99-cent monthly fee to help Michigan residents pay their energy bills and avoid a shut-off. The charge applies to all customers, starting in September, unless a utility opts out of the program. The Michigan Public Service Commission says only a few so far have declined to participate. The money will be passed to the state of Michigan, which will help low-income residents pay their bills and avoid losing electricity, natural gas or propane, mostly in winter and early spring. If a utility opts out of the program, it can't cut off power between November and April 15. Michigan's largest utilities, DTE Energy and Consumers Energy, plan to participate.