DETROIT (AP) - Michigan Gov. Rick Snyder says some Detroit creditors are not sure they will be repaid. Snyder was speaking Friday, a day after Emergency Financial Manager Kevyn Orr made Detroit had become the biggest ever U.S. city to file for bankruptcy. Snyder determined earlier this year that the city was in a financial emergency and without a plan for improvement. The state hired bankruptcy expert Orr to stop Detroit's fiscal free-fall. Orr has said the city of about 700,000 people will continue to pay its bills and employees. Detroit's emergency financial manager says bankruptcy is the "first step toward restoring the city." The filing put the city on an uncertain course that could mean laying off municipal employees, selling off assets, raising fees and scaling back basic services such as trash collection and snow plowing, which have already been slashed. Emergency financial manager Kevyn Orr says it's business as usual in Detroit. He says the city will stay open and bills will be paid. Detroit Mayor Dave Bing says he didn't want the city to go bankrupt, but now that it's happened, the people of the city "have to make the best of it."